Commercial Financial Planning


Robert Tozzi is an independent financial planner and a valuable asset to your team of experts. He can help you craft a strategic action plan that will enable you to track your success.

Robert Tozzi leads an independent financial services firm that provides financial solutions from 20 different insurance companies and 50 different wealth managers from well-known financial institutions. He has specialized in helping entrepreneurs and professionals since 1992. Mr. Tozzi is a member of the Institut québécois de planification financière.


  • Commercial financial planning
  • Financing agreements between shareholders in the event of death, disability and critical illness
  • Disability insurance
  • Employment benefits
  • Group insurance
  • Commercial loan insurance
  • Retirement planning
  • Wealth management
  • Group RRSPs and pension plans
  • Individual pension plans
  • Estate planning
  • Planned giving



We’re there for the entire life cycle of your business

Pactole Financial Strategies will help you with your financial planning during every stage of your business’ growth. We will work with your team to provide practical, results-driven solutions.



The business milestones we cover:

  • Start-ups or acquisitions
  • Growth and prosperity
  • Transferring property to new partners, through succession or to the next generation
  • Selling a business

Our objective is to help entrepreneurs channel their energy to the growth of their business and performance while helping them seize financial opportunities and maximizing their success.


Surround yourself with leaders
It is important for an entrepreneur to make the best use of their time. They need professionals with a proven track record and forward-thinking mindset. This is why, since 2001, Robert Tozzi and Pactole Financial Strategies have been proud to partner with the Montreal chapter of the Entrepreneurs’ Organization (EO) to provide financial planning, group insurance, pension plans and life insurance. This organization helps entrepreneurs with annual sales of $1,000,000 or more to take advantage of the best practices inspired by successful entrepreneurs from all over the world.


We help make a difference with the EOA program!
Since 2013, Pactole Financial Strategies, led by founder Robert Tozzi, has been proud to make a difference by serving as the financial planning partner for group insurance, pension plans and life insurance under the Entrepreneur Organisation Accelerator (EOA) program. This program provides support to entrepreneurs with annual sales of $250,000 to $1,000,000. It’s a program designed by successful entrepreneurs for up-and-coming entrepreneurs.